October 4, 2025
Your pension may be reduced: Pension Fund about the reasons for deduction from payments thumbnail
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Your pension may be reduced: Pension Fund about the reasons for deduction from payments

Pensioner Photo: Informant pension is a state -guaranteed payment, which is the main source of income for millions of Ukrainians. However, in some cases, payments are made from pension amounts – for repayment of debts, alimony, penalties, etc. In order to avoid misunderstandings, it is important for every pensioner to know on what basis the funds may be withheld, in what amount, who is entitled to it, […]”, – WRITE: Businessua.com.ua

Pensioner Photo: Informant

Pensioner Photo: Informant

A pension is a state guaranteed payment that is a major source of income for millions of Ukrainians. However, in some cases from pension sums Deductions are made – for repayment of debts, alimony, penalties, etc. In order to avoid misunderstandings, it is important for each pensioner to know on what basis the funds can be withheld, in what amount, who is entitled to it and how to check the correctness of such actions. About it reports the Pension Fund of Ukraine.

On what basis can deductions be made? Pension deductions are carried out on the basis of the Law of Ukraine “On Enforcement Proceedings” and the Law of Ukraine “On Compulsory State Pension Insurance”. According to the law, retirement is possible only in certain cases, namely:

  • On the basis of a court decision, if there is a court decision that has come into force (for example, on loan debts, utilities or fines).
  • According to the executive documents, if the executive service opened the proceedings on the basis of a writ of execution or court order.
  • On the basis of the documents of the Pension Fund, when the pension is detected (for example, through the submission of false data), and the pensioner must return the excess received funds.
  • Who has the right to make deductions? The pension from the pension can be made exclusively by the Pension Fund of Ukraine, and only after receiving an official document confirming the legality of detention. No banks, collectors, private structures or individuals have the right to demand from the Pension Fund a reduction in pension without proper documents.

    What is the amount of deductions? The Law of Ukraine “On Enforcement Proceedings” clearly limits the amount that can be kept from pension:

    • No more than 20% – in general cases (for example, loan debt, penalties, utilities).
    • No more than 50% – in cases of alimony, compensation for damage caused by health, or as a result of the death of a breadwinner.

    Features of detention during martial law For the period of martial law in Ukraine there are special rules (Law of Ukraine “On Legal Regime of Martial Status” No. 1647-III):

    • The executive fee is not charged (Article 27 of the Law on Enforcement Proceedings);
    • The recovery of retirement, except for the decisions on alimony, on damages caused by injury, other damage to health or death as a result of a criminal offense, and decisions, debtors for which are citizens of the Russian Federation are stopped.

    All documents coming to the PFU are thoroughly verified to prevent erroneous or illegal deduction.

    According to the informant, a disability pension is appointed to persons who have been identified. Depending on the degree of disability, three disability groups were identified. The reason, the group, the time of disability, the period for which it is set is determined by the body of assessment of the daily functioning of the person. The amount of disability pension is calculated depending on the disability group as a percentage of age.

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