“Presidential Bank. The decentralized finance (DeFi) project backed by Donald Trump’s family, World Liberty Financial (WLFI), has just reached an important regulatory milestone in early 2026. The company has officially applied to the Office of the Comptroller of the Currency (OCC) for a national fiduciary bank charter. The move aims to put its operations, and specifically its stablecoin, on the line […]”, — write: businessua.com.ua
Presidential Bank. Decentralized Finance (DeFi) Project supported by Donald Trump’s family World Liberty Financial (WLFI), just hit a major early 2026 regulatory milestone. The company has officially applied to the Office of the Comptroller of the Currency (OCC) for a national fiduciary bank charter. The move aims to bring its operations, and in particular its USD1 stablecoin, under direct federal government oversight.
Key points of this article:
- World Liberty Financial, which is backed by the Trump family, has applied for national trust bank status.
- This initiative aims to legitimize USD1, the WLFI stablecoin, under federal oversight, thereby reducing regulatory hassles.
If approved, a new entity, the World Liberty Trust Company, would be given the right to manage everything life cycle USD1 . This includes issuance, redemption, conversion services between the main stablecoins in the market and asset reserve management. Mac McCain, the project’s legal adviser, emphasizes that this is a commitment to transparency and federal regulation “aims to establish lasting institutional trust.”
Still issuers stablecoins mostly worked for state licenses which creates regulatory friction between different states USA and increases the risk counterparty . Having received national charter, World Liberty Financial will overcome these barriers by turning its digital token into a real instrument interbank settlements able to compete with industry giants.
The high political challenge of Trump’s DeFi project However, application filed with the OCC, is far from idle formality . Of the roughly sixty national trust banks overseen by the agency, only Anchorage Digital belongs to the crypto ecosystem. The regulator traditionally treated these applications with extreme caution setting very strict security and compliance requirements.
However, the project does not lack strategic support . In December 2025, Binance integrated USD1 into its core infrastructure, which allowed it to be exchanged for core assets such as BNB Ethereum and Solana. Some observers, quoted by the Financial Times, consider this application to banking license necessary “structural renewal”. However, given the involvement of the family Trump the application may face scrutiny and even political resistance before the OCC issues a decision which may take several months.
Aspiring to become a national fiduciary bank, World Liberty Financial is trying to finally legitimize the place of stablecoins in the American financial system. The initiative is in line with Donald Trump’s pro-cryptocurrency vision since his return to office, seeking to make the United States the digital capital of the world. If the OCC’s response is positive, it could pave the way for a new era where the boundaries between traditional banks and DeFi protocols become more and more blurred.
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