“According to the results of January-September 2025, solvent banks received UAH 119.4 billion in net profit, which is 1.9% higher than the figure for the same period last year. According to the press service of the National Bank, the main factor of high profitability was active lending. “The yield on assets in the third quarter increased primarily due to the increase in the share of loans in the structure of banks’ assets, the yield of which is higher compared to”, — write on: ua.news
According to the results of January-September 2025, solvent banks received UAH 119.4 billion in net profit, which is 1.9% higher than the figure for the same period last year.
According to the press service of the National Bank, the main factor of high profitability was active lending.
“The yield on assets increased in the third quarter primarily due to an increase in the share of loans in the structure of banks’ assets, the yield of which is higher compared to other types of assets. The share of interest income from loans in interest income increased to about 48%,” the message states.
Also, the profitability of investments in OVDP increased somewhat. At the same time, the cost of funding remained stable, notes the National Bank.
“So the net interest margin increased to 7.8%, and the net interest income increased by 16.6% year-on-year. Also, the growth of net commission income continued – the indicator for the third quarter increased by 8.1% year-on-year,” the NBU added.
State-owned “Sens Bank” and “Ukreximbank” continue capitalization in accordance with the programs approved by the National Bank of Ukraine. As the Minister of Finance Serhiy Marchenko reported, these institutions direct the profit received for the year to strengthen their own capital.
We will remind, on Monday, November 17, the cash rate of the dollar in Ukrainian banks is kept at the level of the last session.
Also, the dollar fell in price against the background of the expected end of the shutdown.
