“The pure credit portfolio of business for 2024 increased by 65 billion hryvnias, and the population – by UAH 62 billion, as reported by the Chairman of the Board of the National Bank of Ukraine (NBU) Andriy Pyshny. “Lending is confidently increasing both in corporate and retail market segments. The pure credit portfolio of business for 2024, according to operational data, increased by 65”, – Write On: ua.news
The pure credit portfolio of business for 2024 increased by 65 billion hryvnias, and the population – by UAH 62 billion, as reported by the Chairman of the Board of the National Bank of Ukraine (NBU) Andriy Pyshny.
“Lending is confidently increasing both in corporate and retail market segments. According to operational data, the net credit portfolio of business increased by 65 billion UAH (by 21%), and the loan portfolio of the population increased by UAH 62 billion (by 39%), ”Pyshny said.
According to the NBU Chairman, the increase in lending is the result of restoring demand for loans among business and the population, as well as an increase in the risk of banks.
The lush stressed that the growth of the loan portfolio was mainly due to market mechanisms, since the share of business credit within the program “Available loans 5-7-9%” decreased to 34%. At the same time, the corporate loan portfolio grew in banks of all groups.
“Business retains a moderate debt, close to pre -war levels, and the ratio of retail loans to banks and non -bank financial institutions to annual incomes of the population is only 10%,” Pishny emphasized.
The NBU Chairman also reported that increased competition among banks has led to improving the conditions of lending, in particular the rate of business credit decreased to an average level of 15% per annum, and the conditions for consumer loans have become much more profitable.
Earlier, we wrote that the National Bank of Ukraine set an official exchange rate on January 27. The dollar will cost 41,9253 UAH/USD, which strengthened the hryvnia by 5 cents.
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