“The portfolio of online loans “vseBIZNES” for individual entrepreneurs from the First Ukrainian International Bank (PUIB) has crossed the UAH 1 billion mark, with a 2.5-fold increase since the beginning of the year. In general…”, — write: www.unian.ua
The portfolio of online loans “vseBIZNES” for individual entrepreneurs from the First Ukrainian International Bank (PUIB) has crossed the UAH 1 billion mark, with a 2.5-fold increase since the beginning of the year.In total, in eight months of 2024, FUIB financed without collateral 3.5 thousand entrepreneurs for a total amount of UAH 1 billion. All these funds are issued exclusively online.
This result became possible primarily due to the convenience and speed of registration, loyal service conditions.
The bank has implemented a number of new solutions in the mobile application FUIB mobile, in particular by providing the possibility of easy online registration and account opening.
In addition, it was possible to significantly develop processes that enable quick decisions on business lending.
“PUIB is constantly developing the direction of online lending to business owners in order to give entrepreneurs the opportunity to receive funds easily and quickly in the current difficult conditions. We strive to become the most comfortable bank for our customers in terms of financing support and business development. It is important that almost half of the entrepreneurs who received online – credit “vseBIZNES” this year, – were not clients of FUIB before – says Viktor Kharkovets, head of credit business development department of FUIB.
In addition, we are developing the direction of lending to newly created FOPs, which is a unique offer on the market. This confirms our desire to be a convenient digital bank for entrepreneurs. Our ambitious goals are quite realistic. And the most important thing is that our professional help is in demand and makes it possible to support micro and small businesses, which are the basis of the country’s economy.”
In total, about 5,600 FOPs have already used the opportunity to obtain an online loan “vseBIZNES” since the start of the product launch in 2022, the total amount of loans issued is UAH 1.7 billion.
As a reminder, the “vseBIZNES” loan can be up to UAH 750,000, without collateral or surety.
The loan approval decision is made quickly – within one working day. Just apply through the website.
The loan agreement is drawn up completely remotely, in the mobile application or online banking of FUIB. After signing the online contract, the money is transferred to the FOP’s account and immediately becomes available for use.