US Ministry of Finance expects an increase in capitalization of steiblcoins to $ 2 trillion by 2028

• The US Ministry of Finance predicts the growth of the steiblcoin market to $ 2 trillion by 2028.
• The expected regulation will oblige issuers to reserve funds in state bonds.

Market Stablcoins can grow almost ten by the end of 2028 – such an estimate is contained in the quarterly report of the US Treasury Department for the first quarter of 2025.

Currently, the total capitalization of steiblcoins is about $ 230 billion, but the regulator believes that growth rates will accelerate significantly. The document emphasizes that stable coins have already become a basic tool for calculations in blockchain ecosystems, playing the role of “digital cash”.

The Ministry of Finance paid special attention to competition between steiblins and token money market funds, which can offer profitability for asset holders. According to the authors of the report, this changes the structure of competition in digital finances.

The expected legislation on steiblcoins, according to the document, will oblige the issuers to reserve funds in short -term bonds of the Ministry of Finance. This approach is considered in the department, will create a closer connection between the circulation of steiblcoins and the demand for US state bond.

At the same time, the spread of steiblcoins can put pressure on traditional banks, forcing them to raise interest rates on deposits in order to remain competitive in the conditions of a new digital environment.

We will remind, in April this year, Citi predicted an increase in capitalization of steiblcoins to $ 3.7 trillion over five years, and Standard Charterer confirmed the target landmark at ~ $ 2 trillion by 2028.

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