Tax has blocked the account – a lawyer told how to act

Arrest Bank Account Photo – Getty Images

The arrest of a bank account is an unpleasant event that any person can face. Frozen funds are created Serious difficulties for both individuals and entrepreneurs. However, panic is not a reasonable solution. The lawyer Bogdan Yankov considers in detail step by step how to quickly and effectively resolve the issue of arrest of the account and restore access to his own funds.

“The arrest of a bank account is a ban on the use of finances imposed on the basis of a court decision, order of a state executor or other authorized body. In arrest, the bank blocks the possibility of performing expenditures, but the receipt of funds is usually not limited,” – says Bogdan Yankov.

Types of arrests by the degree of restriction

The main reasons for arrest of a bank account Tax liabilities:

• Unpaid taxes and fees
• Penalties from the tax authority
• A penalty for debt
• Recalculations after checks

Judicial acts:

• Failure to do so
• Credit and loan debts
• Compensation for damage caused
• Penalties for breach of transactions

Alimony and social obligations:

• Alimony debt
• Non -payment of social contributions
• Utilities debt

Administrative offenses:

• Unpaid penalties for violation of traffic rules
• Administrative sanctions
• Penalties

Investigative actions:

• Providing a claim in criminal cases
• Arrest in the course of investigation of economic crimes
• A ban on disposal of property

The sequence of actions when arrest of an account Step 1: Set the cause of the arrest. Contact the bank for information. What do you need to know in the bank:

• Date of arrest
• The organ that has made the arrest
• The number and date of the executive document
• The amount of the arrested amount
• Contacts of the responsible performer

Documents that the bank should provide:

• A copy of the arrest resolution
• Details of enforcement proceedings
• Information on the balance of available funds

Step 2: Contact the state executor. The contractor’s contacts are specified in the decision to open the enforcement proceedings. What do you need to know from the performer:

• The exact amount of debt taking into account penalties and executive fees
• Terms for voluntary repayment
• Documents required to arrest
• The possibility of installment or putting out in terms of

Step 3: Check the information in the Unified Register of Debtors:

That shows the register:

• All open enforcement proceedings
• Amounts of debts
• Contact data of performers
• The state of execution

Step 4: Identify the action strategy

If you recognize the debt:

• Calculate the total amount to payment (debt + penalty + executive fee)
• Make a debt payment through a bank or other available channels
• Provide Confirmation to the Contractor (Receipt, Bank Help)
• Receive a decision to close enforcement proceedings
  Transfer to the bank documents to unlock

If you do not agree with the debt:

• Appeal to the senior artist
• Turn to court with a claim for recognition of the decree illegal
• Submit a complaint to the prosecutor’s office (in case of violations of the law)

Step 5: Provide unblock account. Documents for the Bank:

• The order to close the enforcement proceedings
• Debt repayment certificate
• A copy of the payment receipt
• Application for unblocking account

“Formally arresting from a bank account should be removed immediately, but practice shows that it takes time! It is necessary to be prepared for possible partial restrictions. That is, only part of the funds can be accessible to use – for example, for payments of salaries or social benefits. In this case, you need to contact the performer with documents.”

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