“Bank Tokens May Ultimately Surpass Stablecoins in Transaction Volume, Report SAID.”, – WRITE: www.coindesk.com
The Bank Has Lifted ITS 2030 Forecast for Stablecoin Issuance to $ 1.9 Trillion in Its Base Case and $ 4 Trillion in a Bull Case, Up from $ 1.6 Trillion and $ 3.7 Trillion Respectively.
If stablecoins circulate at a velocity comparable to fiat currencies, they Could Support Up to $ 100 Trillion in Annual Transactions by 2030 Under The Base Scenario and Dom. Citi Argued this Growth Reflects Blockchain’s “Chatgpt Moment” as Digitally Native Companies Lead Adoption in Real-World Commerce.
Yet The Report Suggests Stablecoins May Not Dominate All On-Chain Finance. Bank Tokens-Such As Tokenized Deposits-Could Ultimately See Higher Transaction Volumes, Driven by Corporate Demand for Regulatory Safuards, Real-Time Setlement A SMall Migration of Traditional Banking Rails on-Chain, Citi Estimated, Could Push Bank Token Turnover Beyond $ 100 Trillion by the end of the decade.
The Forecast Also Underscored the Continued Role of the US Dollar. MOST ON-CHAIN MONEY REMAINS DELLAR-Denominated, Fueling Demand for Treasuries, Thought Hubs Like Hong Kong and the UAE Are Emerging As Centers of Expert.
Citi Framed The Rise of Stablecoins Not As A Battle to Replace Banks But As Part of A Broader Reimagering of Financial Infrastructure. Different Forms of Digital Money – Stablecoins, Bank Tokens and CBDCS – Are Likely to Coxist, Each Finding Its Niche.
Assets Under Management Surged 118% in 2025 to $ 35 Billion, and Crypto Trading Firm Keyrock Predicts That Sector Could Nearly Double Again by 2026.
- Keyrock SAID ONCCHAIN Asset Management Doubled in 2025 to $ 35 Billion, Led By 738% Growth in Discretionary Strategies.
- Morpho, Pendle and Maple Hold 31% of Assets Under Management (Aum); and WHALES SUPPLY THE MOST CAPITAL, accounting to the report.
- The Crypto Firm Predicted That OnChain Aum Could Hit $ 64– $ 85 Billion by 2026 On Continued Institutional Inflows.
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