PrivatBank wrote off the account UAH 253 007 as repayment of interest on the loan that the client asks to return – what the court decided

PrivatBank has withdrew from the customer’s account interest on the loan worth UAH 253 007, the client requires their return

PrivatBank’s client received a credit limit on the card in the amount up to 180 thousand hryvnias. However, he disagrees with the writing off 253 007 UAH from his account to repay credit interest. This information was published in the decision of the Dniprovsky District Court of Dnipropetrovsk region of August 22, 2025.

On September 4, 2019, a banking contract was concluded between the client and JSC CB “Privatbank” through the signing of the application form. According to him, the man received a credit limit on the card up to 180 thousand hryvnias. The transaction statement shows that from September 4, 2019 to July 1, 2021, the Bank wrote out of the account 136 201 hryvnia to cover interest, commissions and penalties. In addition, from July 15, 2008 to July 19, 2021, UAH 116,806 was lifted from the client opened under the 2008 contract for the same borrowed funds. The client claims that the write -off has taken place without his consent and is an illegal appropriation.

On May 18, 2023, PrivatBank filed a lawsuit. It states that the client was informed of the terms of credit, so all accruals are legitimate. The Bank requested the court to reject the plaintiff’s claims.

Court decision The court partially satisfied the claim. 127 723 hryvnias in favor of the client will be charged from PrivatBank.

“The plaintiff agreed with the interest rate indicated in the credit passport of September 4, 2019, which operated until September 19, 2019. Therefore, the court found legitimate accrual during this period in the amount He used credit and regularly repaid debts.

The gun