October 17, 2025
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Japan’s Top Banks Plan Joint Stablecoin Launch: Nikkei

Mitsubishi UFJ, Sumitomo Mitsui and Mizuho Financial Groups aim to create a shared framework for stablecoin issuance and transfer, according to a story in Nikkei.”, — write: www.coindesk.com

Mitsubishi UFJ, Sumitomo Mitsui and Mizuho Financial Groups aim to create a shared framework for stablecoin issuance and transfer, according to a story in Nikkei. Oct 17, 2025, 1:43 pm

Japan’s three largest banking groups are reportedly planning to jointly launch a stablecoin as institutional interest in blockchain-based digital money grows.

According to a Friday report from the Nikkei, Mitsubishi UFJ Financial Group (MUFG), Sumitomo Mitsui Financial Group and Mizuho Financial Group will create a shared framework for issuing and transferring stablecoins among their corporate clients. The tokens will be pegged to real-world currencies, starting with the Japanese yen, with a dollar-denominated version potentially to follow.

The stablecoins will be built on a system that allows interoperability between banks under common technical and legal standards, the report said. While details on the infrastructure remain limited, the initiative marks a coordinated effort to digitize interbank settlements in a way that mirrors existing fiat rails. Notably, MUFG founded a blockchain infrastructure and tokenization platform Progmat in 2023, backed by a wide consortium of Japanese institutions.

The move comes as stablecoin adoption is rapidly spreading globally, with nations putting regulations in place. US dollar-pegged tokens dominate the market, with Tether’s USDT and Circle’s USDC taking up the bulk of the $300 billion sector.

A group of nine European banks, including heavyweights ING and UniCredit, reportedly plan to issue a euro stablecoin to counter the dominance of US dollar-backed tokens. Major US banks are also mulling issuing a stablecoin jointly.

In August, fintech firm JPYC was reportedly obtained a license as a money transfer operator with the Financial Services Agency (FSA), a necessary step for offering its Japanese yen-backed token legally. Japanese financial giant SBI Holdings also announced plans to distribute Ripple’s US dollar-pegged stablecoin (RLUSD) in Japan as early as the first quarter of 2026, pending regulatory clearance.

AI Disclaimer: Parts of this article were generated with the assistance from AI tools and reviewed by our editorial team to ensure accuracy and adherence to our standards. For more information, see CoinDesk’s full AI Policy.

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