“With the Aave App, users will be able to earn over 5% annual yield on their deposits, higher than money market funds, the protocol said in a blog post.”, — write: www.coindesk.com
With the Aave App, users will be able to earn up to 6.5% annualized yield, higher than money market funds, leveraging Aave’s infrastructure lending protocol, and can deposit funds from bank accounts, debit cards or in stablecoins, according to a blog post on Monday. It also offers “balance protection” on deposits up to $1 million.
Aave’s move fits into a broader trend of decentralized finance (DeFi) crypto projects branching out to offer neobank-like products directly to consumers. Staking protocol ETHFI$0.8902 introduced an Amex-like cash card product and other financial services, while Ethereum layer-2 Mantle recently debuted its neobank app UR offering Swiss bank accounts.
Retail crypto yield platforms, which grew popular in the 2020-21 crypto bull cycle, suffered a big setback following the spectacular blowups of centralized lending platforms such as Celsius and Block.fi in 2022, portending a severe crypto winter.
Aave’s expansion comes after acquiring last month San Francisco-based fintech company Stable Finance for developing a consumer savings app. Aave has gathered $70 billion in deposits and boasts 2.5 million users, the blog post said.
- As of October 2025, GoPlus has generated $4.7M in total revenue across its product lines. The GoPlus App is the primary revenue driver, contributing $2.5M (approx. 53%), followed by the SafeToken Protocol at $1.7M.
- GoPlus Intelligence’s Token Security API averaged 717 million monthly calls year-to-date in 2025, with a peak of nearly 1 billion calls in February 2025. Total blockchain-level requests, including transaction simulations, averaged an additional 350 million per month.
- Since its January 2025 launch, the $GPS token has registered over $5B in total spot volume and $10B in derivatives volume in 2025. Monthly spot volume peaked in March 2025 at over $1.1B, while derivatives volume peaked the same month at over $4B.
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Formed in partnership with the Tony Blair Institute and the WEF, the initiative aims to overhaul trade with USDT payments across 55 African nations.
- The African Continental Free Trade Area Secretariat and the IOTA Foundation are working with the Tony Blair Institute and the World Economic Forum to overhaul how goods are moved using stablecoins.
- USDT will underpin cross-border payments, enabling instant settlement and new forms of trade finance.
- The aim is to replace paper-heavy trade processes, aiming to slash costs, cut border delays by over 50% and eliminate document fraud.
- ADAPT’s roadmap is to reach 55 AfCFTA nations by 2035, with projections of doubling intra-African trade and unlocking $70 billion in new economic value.
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