“Ukrainian pensioners live in a time when every change in the dollar or gas tariffs is felt more than any reform. Unfortunately, for many of them, the pension is not just a payment, but the only financial source that provides their lives (but sometimes survival). Therefore any news about recalculation, indexation or new surcharges always cause a wave of questions”, – WRITE ON: ua.news
Ukrainian pensioners live in a time when every change in the dollar or gas tariffs is felt more than any reform. Unfortunately, for many of them, the pension is not just a payment, but the only financial source that provides their lives (but sometimes survival). Therefore, any news about recalculation, indexation or new surcharges always raise a wave of questions and hopes.
In this material, UA.News will tell you what will really change in pension payments and how it will affect everyone who receives a pension in Ukraine.
Will there be an increase in payments in October 2025
In October 2025, Ukrainian pensioners will not see another increase in payments. Large -scale indexation has already taken place in the spring. At the same March 1, the Government He increased pensions by 11.5%, and in April recalculated for working pensioners, taking into account additional experience and earnings. The next planned indexation planned on March 1, 2026.
Despite the absence of a new increase, the state continues to introduce other changes. Introduced Mandatory identification of recipients of social payments, and pensioners of certain categories automatically accrued age allowances.
As Note In the Pension Fund of Ukraine, additional autumn increase is not made due to limited budget resources. Currently, defensive and social expenditures remain priority. At the same time, the Pension Fund ensures the stability of the system. By in words Its heads of Eugene Kapinus, 85% of all social expenditures of the country are passing through PFU. This means that despite the military conditions, pension payments in Ukraine are made in time and in full.
Minimum and maximum pensions as of October
The amount of the pension of each Ukrainian depends on the insurance experience, earnings and the minimum and maximum payments set by the state. By data The Federation of Trade Unions of Ukraine, in October, the minimum pensions are:
- 3 758 UAH – for pensioners from 65 years with full experience (30 years for women, 35 – for men), as well as for people 80+ years with the necessary experience;
- 3 613 UAH – for non -working pensioners 70-79 years with full experience;
- 3 323 UAH – for persons up to 70 years or pensioners of the first group of disability;
- 3 038 UAH – minimum payment for other non -working pensioners.
For working pensioners, the lower limit is 2 361 UAH. This corresponds to the subsistence minimum for people who have lost their capacity.
The maximum pension in 2025 is 23 610 UAH. This amount is ten times the subsistence level. Such payments are received by former civil servants, scientists, deputies, local government officials.
At the same time pensions of judges and law enforcement agencies exceed This threshold. The amount can reach more than 100,000 UAH per month. And the greatest judicial pension is 390 000 UAH.
By the end of 2025, the minimum and maximum pensions will remain unchanged. The increase is expected in 2026. At the same time, the minimum pension should increase to UAH 2 595, and the maximum should be up to UAH 25,950, according to the new subsistence minimum, laid in the state budget.
Age allowances and additional payments for pensioners
Although the basic size of pensions has not changed in October, pensioners continue to receive previously provided allowances and surcharges. Since 2021, a program of age -old surcharges has been operating in Ukraine, for which elderly citizens receive monthly pension allowances after reaching a certain age threshold. In 2025 these monthly allowances installed In the following sizes:
- 300 UAH – additional for pensioners aged 70 to 74 years;
- 456 UAH – for persons from 75 to 79 years;
- 570 UAH – for pensioners aged 80 and older.
Such amounts of surcharges are not received by all in a row, but only those pensioners whose main pension does not exceed the designated threshold – 10 340.35 UAH per month. The allowances begin to be accrued from the month, which comes with the age. For example, if a citizen celebrated the 70th anniversary in September, he will already receive an additional 300 UAH for retirement since October. No need to contact – the Pension Fund appoints this payment automatically based on the data on the age of the pensioner.
It is worth noting that in the first month after reaching 70, 75 or 80 years, the supplement may not be accrued in full. Its size is determined in proportion to the number of days during which the person already had a new age. In the following months, the amount of the allowance will already be complete (300, 456 or 570 UAH per month, respectively).
Separately provided help for lonely elderly people who need care. If the pensioner is 80 or more than years or more, he lives himself and at the conclusion of the medical commission requires constant outside care, the state pays such a person with additional funds for care. To get this surcharge, you should contact the PFC Service Center and provide the necessary documents:
- medical report on the need for care (if it was issued indefinitely earlier – it is valid),
- a certificate of family composition
- confirmation of the absence of able -bodied relatives who could care.
Upon submission of the application, the Pension Fund will assign a monthly payment for the care of the summer pensioner.
Also, individual categories of pensioners may receive other cash payments. In particular, it is a assistance provided to the most vulnerable to the population – single elderly people, pensioners in difficult life circumstances or those who live in the war zone. By in words PFU heads of Eugene Kapinus, such pensioners may be assisted for accommodation, solid fuel support or other social allowances in excess of the main pension.
For example, internally displaced retirement age receives monthly targeted assistance to cover the cost of residence. Residents of rural areas may be compensated for the purchase of solid fuel for heating. Persons with disabilities or other socially disadvantaged pensioners sometimes receive targeted payments for medicines or treatment.
All such accruals are made by the Pension Fund bodies automatically in accordance with state assistance programs and are financed at the expense of state or local budgets.
Identification of recipients of social payments: why is it?
From July 1, 2025, the Pension Fund of Ukraine has taken over the administration of 39 types of state social benefits and payments previously appointed by the social security bodies. It is about helping families with children underprivileged, people with Disability and other categories. At the same time, a new rule has been implemented: all social recipients have to undergo physical identification every six months in the Pension Fund. The first stage took place until October 1, 2025. It was possible to confirm the person personally at the PFC service center, remotely through a video communication or in an electronic office on the PFU portal, in particular through the application “Action”. For Ukrainians abroad, identification is allowed to be held in consular institutions. Those who have not passed the check until October 1 have temporarily lost payments, but after confirmation of the person are renewed.
This system is intended to prevent fraud. For example, if an attacker wants to get money after the death of the recipient or his prolonged absence in the country. Identification applies to all types of assistance transmitted under the management of PFU: care assistance, children for single mothers, at birth of a child, low -income families, persons with disabilities from childhood, etc.
In addition, the government implements New digital services for pensioners. In particular, in the fall of 2025 the decision was made to launch “Action. Card”. This is a bank card that can receive a pension, social assistance, and payments from international organizations. Such an instrument must combine all state payments in one account and facilitate their receipt, especially for internally displaced persons.
Pensions recalculation: How and when you can view payments
The legislation of Ukraine also entitles pensioners to initiate individual recalculation of their pension in some cases. A person may apply to the Pension Fund for a review of the amount of pension payments if new circumstances that affect the pension calculation have emerged. By data Lawyers’ Lawyers, there are at least three grounds when a pensioner has the right to require a pension recalculation:
For non -working pensioners, the law provides for automatic recalculation of pensions in case of increasing the subsistence minimum. That is, when the government increases the subsistence minimum for disabled persons (on the basis of which the minimum pension is calculated), payments are automatically transferred. In 2023-2025, the subsistence minimum remained unchanged. It amounted to UAH 2,093 for able -bodied persons and UAH 1 769 for disabled, so there was no automatic increase this year. At the same time, the 2026 budget project is planned to increase, so pensions will increase proportionally. For working pensioners, the recalculation at the new minimum is made only after dismissal.
To receive a recalculation, the pensioner applies to the Pension Fund and, if necessary, adds supporting documents. It is not necessary to specify the reason, since PFU experts themselves check all possible grounds and choose the most profitable option. The recalculation is made from the month following the application, so it is not necessary to delay with the registration.
Such individual recalculations are a kind of “reserve” to increase pensions without general indexation. For example, if a person continues to work and receives a greater salary, he or she can achieve an increase in pension every two years. The same applies to new state surcharges – veterans, victims of Nazi persecution, former deputies and more.
Changes are being prepared for military pensioners. Bill No. 1346 registered in July 2025, provides for the consideration of bonuses and rewards received during martial law when calculating pensions. If approved, the amounts of payments for the military will increase.
And where do the funds come from?
The stability of pension payments depends on the filling of the budget of the Pension Fund of Ukraine. For 2025 government approved PFC’s non -deficiency budget. This amount is 1,025 trillion UAH of income and UAH 1.021 trillion UAH. This means that the fund is balanced and even has a small surplus, which guarantees timely payments of all pensions and benefits. The budget takes into account this year’s indexation, allowances, recalculations and new social benefits that PFU now administers.
The main source Filling is a single social contribution (ESA) paid by working citizens. In the first eight months of 2025, the Fund received UAH 407.7 billion of its own revenues – by UAH 71.3 billion more than last year. This indicates a gradual recovery of business, increased salaries and an increase in the number of officially employed workers. In addition, the PFU receives UAH 117.3 billion in the state budget. These funds are directed to special pensions (military, scientists, etc.) and social programs.
In the budget-2026 project, the government plans to significantly increase the funding of the pension system-to UAH 1.027 trillion, which is 123 billion more than in 2025. This will allow to index the pensions in March 2026 and take into account the increase in the number of pensioners and inflation. A total of UAH 467.1 billion is provided for the social sphere next year – by 45 billion more than now.
Despite military challenges, the pension system remains stable and financially secured. The Pension Fund pays funds in a timely manner, the government is indexed planned, and new services make the system more transparent and modern.
However, there is one contradictory issue – the pensions of judges, prosecutors and certain categories of officials who receive more than UAH 100,000 on a monthly basis. Against this background, the average Ukrainian pensioner of several MA thousand hryvnias look particularly vulnerable. This disproportion again raises the issue of fairness of the pension system and the need for its deeper reform.