A guide to the best platforms for combining cryptocurrencies and traditional finance

During the previous bull period, companies such as Strategy (formerly MicroStrategy) and Tesla bought Bitcoin. A few years later many other companies also decided invest in cryptocurrencies which accelerated the institutionalization of the market. Traditional finance, long cautious, has finally succumbed to the temptation. For example, BlackRock launched its spot bitcoin ETF, IBIT, to much fanfare. This movement confirms that the border between cryptocurrency and traditional finance gradually erodes and some players use it to bridge the gap between these two worlds.

Crypto exchanges have decided to diversify their offerings by adding products from traditional finance. We have selected for you the best crypto platforms with products that are really worth your attention!

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Brief content

• Kraken: The tentacled giant unleashes xStocks
  • A brief overview of the platform
  • xStocks: Investing in stocks and ETFs through tokenization
• Bitpanda offers stocks and ETFs through derivative contracts
  • A brief overview of the platform
  • Bitpanda Stocks and Commodities: Enter the world of traditional finance through derivative contracts
  • Investing in precious metals (Bitpanda Metals)
• Trade Republic: a wide range of products from traditional finance
  • A brief overview of the platform
  • Stocks, ETFs, Bonds, Trade Republic gives its customers a choice!
• Neverless: a hedge fund for individuals
  • A brief overview of the platform
  • XAU (Gold): Neverless’ new product for investing in the benchmark safe asset
• eToro, the leading platform for social trading
  • A brief overview of the platform
  • eToro: a platform where (almost) everything is traded
• dYdX, a decentralized exchange that pushes the boundaries of what’s possible
  • A brief overview of the platform
  • Currencies, tokenized shares: dYdX is diversifying its offering
• Conclusion

xShares traditional actions traditional ETFs raw precious metals obligation Forex Kraken Yes No No No No No No Bitpanda No Yes (Bitpanda shares) Yes (Bitpanda shares) Yes (Bitpanda Commodities) Yes (Bitpanda Metals) No No Trading republic No Yes Yes Yes Yes Yes No Neverless No No No No or (derivative contracts) No No eToro No Yes Yes Yes Yes Yes (via ETF) Yes dYdX Yes No No No No No Yes Offers offered by exchanges that combine cryptocurrencies and traditional finance

Kraken: The tentacled giant unleashes xStocks A brief overview of the platform American business magazine Forbes named Kraken the best crypto platform of 2025 and not without reasons. Having over 13 million customers platform has never been broken since its establishment in 2011 and offers full range of services : buying, selling, staking, spot trading, margin trading, etc. The platform stands out in particular high level of security which is extremely important for cryptocurrency enthusiasts. In addition, Kraken recently raised $500 million and is expected to go public.

It should also be noted that the cryptocurrency exchange has basic version and more advanced version called “Kraken Pro”. Kraken Pro is designed for traders who want to use a platform with more analytical tools and advanced features. Therefore, beginners can stick to the standard version, avoiding an overly complicated interface.

xStocks: Investing in stocks and ETFs through tokenization The platform offers a number of different services which continue to expand. In fact, on September 10, the platform announced that xStocks now available in Europe. But what exactly is it?

Kraken offers tokenized versions of stocks and ETFs, secured by real assets. Backed Finance through its third-party platform xStocks deals with tokenization of stocks and ETFs. Kraken does not perform the tokenization itself, but provides these tokens to its customers so they can buy, sell, or trade them. Users currently have access to 60 assets (shares and ETFs), including Tesla (TSLAx), Apple (AAPLx), and GameStop (GMEx), with more expected to be added in the near future.

xStocks are coming to Kraken!

This new service offers several advantages compared to underlying assets:

• Accessibility 24/7 (weekends in development), unlike traditional stocks that are traded during stock exchange business hours.
• fractional investing (possibility of buying shares from USD 1)
• Without trade commissions when buying in USD or USDG
• Possibility independent storage (full control over your tokens)

xStocks shareholders are not granted rights, such as the right to vote. However, note that dividends are credited directly to your xStocks portfolio . These new investment products are quickly becoming available on exchanges, with Bybit, Crypto.com, and Gemini also offering these tokenized versions of stocks.

Bitpanda offers stocks and ETFs through derivative contracts A brief overview of the platform The Austrian platform was founded in 2014, and more than 10 years later, it boasts no less than 7 million users and more than 700 employees. Bitpanda understands that cryptocurrency adoption depends on ease of use so the platform offers an intuitive and accessible app and website. In addition, the platform does not charge fees for deposit or withdrawal .

For those who want to delve into this topic, give it a try Bitpanda Fusion . This trading platform integrates the stationary books of major exchanges, offering traders excellent liquidity. In addition, it is possible various investments including cryptocurrencies, stocks, ETFs, commodities and precious metals.

Bitpanda Stocks and Commodities: Enter the world of traditional finance through derivative contracts Bitpanda chose derivative contracts to make the world of traditional finance accessible to everyone. These contracts accurately reproduce the value of the underlying assets, the supply taking risk without ownership factual securities . This method allows easy to invest in stocks, ETFs (Bitpanda Stocks) and commodities (Bitpanda Commodities), even small amounts . The customer does not own the underlying asset or the rights associated with the acquired assets, but may still benefit from any dividends .

Bitpanda makes stocks and ETFs available through derivative contracts

Here again, this system has advantages . Can be purchased part of the asset , buy and sell at any time (24/7) and even exchange assets For example, you can exchange stocks for metals or cryptocurrencies. Bitpanda does not charge a commission but you still have to pay spread .

Bitpanda is engaged in the purchase of assets, which then safely stored in the custodian bank. Therefore, all investments are physically guaranteed by a third party, and it is the Bitpanda platform that issues the derivative contracts that it offers to clients.

Investing in precious metals (Bitpanda Metals) you love precious metals ? You can trade on the Austrian platform gold, silver, palladium and platinum . No derivative contracts this time, a there are tokens . All metal investments are physically held by Brinks in a vault in Switzerland. However, customers keep legal ownership that is, metals belong to them. This means that if Bitpanda goes bankrupt, the precious metals you purchased will be returned to you.

Thus, clients can invest in an asset class other than cryptocurrencies, and it is also possible automated investing (savings plan).

Trade Republic: a wide range of products from traditional finance A brief overview of the platform Investing can seem complicated at times, but Trade Republic aims to make it more accessible. And it is successful, because the German platform can boast more than 10 million users and assets worth 150 billion euros . The platform is regulated (PSAN) and even received banking license .

Also in Trade Republic you have an interest-bearing current account on your deposits according to the rates of the European Central Bank.

Stocks, ETFs, Bonds, Trade Republic gives its customers a choice! At Trade Republic, clients can invest in over 50 cryptocurrencies . But the German online broker also offers others, more traditional products . Let’s take a look at the investment opportunities available on this platform.

PEA: a tax efficient investment vehicle

Opening PEA (French Equity Savings Plan) at Trade Republic you get access to over 2,000 stocks and 150 ETFs without brokerage fees. This product allows to diversify your portfolio by investing in European companies, but not only that. Indeed, PEA’s main advantage is its favorable tax regime . After five years, the profit is exempt from income tax, meaning you only have to pay social insurance contributions in the amount of 17.2% . Note that it is also possible to time your investments (DCA – Dollar Cost Averaging) to smooth your entry into a particular asset class.

Securities Account: Access more!

Standard Securities Account (CTO) is an investment vehicle that allows you to hold stocks, ETFs, bonds, and other financial products (warrants, mutual fund shares, etc.). Although A PEA (Equity Savings Plan) has limitations (e.g. €150,000 contribution limit), CTO offers complete freedom . However, a standard securities account does not provide any tax benefits . At Trade Republic you have access to over 8,500 international shares (500 French shares) and over 1,500 ETFs (MSCI World, CAC 40, etc.).

It is also possible to hold cryptocurrencies on a standard brokerage account (CTO ), depending on your investor profile. Although you can buy cryptocurrencies on CTO, remember that you own a financial product related to cryptocurrency (for example, ETFs), and not the cryptocurrencies themselves.

Fractional bonds for investors who want to diversify their investments.

Bond is a financial security that allows governments or companies to borrow money . By buying a bond, you allow companies or governments to finance themselves. And instead you you receive interest payments . Bonds used to be reserved for large portfolios, but now they are available to everyone thanks to Trade Republic .

Now thanks fractional bonds Trade Republic, you can invest from €1 . Generally available 500 bonds all with a rating of at least B. Although bonds are considered less risky than other assets, such as cryptocurrencies, losses are still possible.

Neverless: a hedge fund for individuals A brief overview of the platform Neverless is a cryptocurrency exchange that made a big splash by launching very low commissions . For most cryptocurrencies commission is not charged . This is great news for crypto enthusiasts, moreover, Neverless offers no less in general 800 cryptocurrencies .

And that’s not all, because the platform, created by three former directors of Revolut, also provides access to strategies typically used only by hedge funds . The platform uses high-frequency arbitrage strategies to suggest significant profitability (currently 10% per year). Of course, like any investment, this strategy carries risks . The risks are theoretically limited, but investors should consider them before putting their money into this type of product.

XAU (Gold): Neverless’ new product for investing in the benchmark safe asset Gold needs no introduction as it is the best safe asset . Moreover, the price of gold has risen sharply in recent years, largely due to global economic and geopolitical uncertainty. And this asset available on Neverless ; the team developed its own indices to track the price of gold. To buy gold, just type “XAU” into the search bar and of course there is no commission .

A brief overview of the platform If you are looking for a platform that offers a wide range of assets eToro should interest you. Originally designed for Forex trading, the platform has evolved significantly and now offers thousands of assets including 145 cryptocurrencies . Before registering, keep in mind that cryptocurrencies purchased through this broker cannot be transferred to another platform or external purse.

eToro has a unique feature called CopyTrader . As the name suggests, customers can copy the strategies of other traders . Found a trader with an interesting strategy and a reasonable level of risk? You can replicate trades from an existing portfolio on eToro.

eToro: a platform where (almost) everything is traded On eToro, you can buy and sell cryptocurrencies, but it is far from the only one available asset class . The platform allows you to invest in a wide range of products :

• about 6,500 shares available such as Nvidia (NVDA), Apple (AAPL) or Microsoft (MSFT)

• Almost 800 ETFs covering all sectors, including BlackRock’s IBIT to invest in the cryptocurrency king.

• 46 types of raw materials, such as oil, gold and silver

• Over 60 currencies for trading, including major world currencies (dollar, yen, euro, etc.)

• 32 indexes (SPX 500, NASDAQ 100, FRA40, GER40, etc.)

• 145 cryptocurrencies (Bitcoin, Ethereum, XRP, etc.)

eToro offers many traditional financial assets in addition to cryptocurrency!

For experienced traders eToro offers CFDs (7000 trading assets). These products should be used with caution as improper leverage can lead to significant losses. Please note that when using this type of instrument, you are not buying an asset directly, but a contract.

dYdX, a decentralized exchange that pushes the boundaries of what’s possible A brief overview of the platform dYdX is that decentralized platform (DEX) which allows you to trade cryptocurrencies through derivatives . On this platform you have full control over your funds as there are no intermediaries here, as on a centralized platform. Like many other platforms, dYdX has its own token: $DYDX . $DYDX is used mainly for network security (staking) and for development of protocols (management).

Currencies, tokenized shares: dYdX is diversifying its offering At dYdX, traders can choose from a variety of cryptocurrencies. The decentralized platform also offers:

• tokenized stocks (xStocks)
• currency

Now only three currencies are available (Turkish Lira, Euro, Brazilian Real) and one tokenized share (Tesla), but other assets may be added. Indeed, dYdX has extended the possibilities with help dYdX Unlimited . Now anyone can run a marketplace thanks to instant listing on the market and MegaVault . In particular, instant listing on the market is a feature that allows users launch the market (cryptocurrencies, currencies, etc.) by entering “only” 10,000 USD (blocked for 30 days). MegaVault ensures market liquidity .

DYdX offers some products from traditional finance but as you can see, the platform does its best to expand your offer .

Conclusion While tax optimization and diversification through an Equity Savings Plan (PEA) or a standard brokerage account are important, don’t forget to protect some of your assets. Given the volatility of cryptocurrencies and stocks, building a stable reserve remains a winning long-term strategy. To achieve this goal, consider capital assured investments by finding the best euro-denominated life insurance policy. It’s the perfect complement to the riskier assets presented here, allowing you to protect your gains while enjoying a favorable tax treatment.

In conclusion, regardless of whether they are centralized or decentralized, today’s platforms offer new opportunities to combine cryptocurrencies and traditional finance. There’s something for everyone here, and these platforms are just waiting for you to try their products. We especially appreciate the idea of ​​asset tokenization (xStocks) as it fully utilizes the potential of cryptocurrencies to offer investors maximum flexibility and affordability!