November 27, 2025
Ukrainians' interest in deposits is growing after the increase in the discount rate — NBU thumbnail
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Ukrainians’ interest in deposits is growing after the increase in the discount rate — NBU

The increase of the discount rate by the National Bank of Ukraine to 15.5% allowed banks to offer favorable conditions for hryvnia deposits and contributed to the growth of Ukrainians’ interest in savings. According to the NBU, the average interest rate on hryvnia deposits is now 13‒16% per annum (after tax — 10‒12%), depending on the term of placement. An alternative is hryvnia OVDP with a yield of 12‒18% per annum, and the income depends on them”, — write on: ua.news

The increase of the discount rate by the National Bank of Ukraine to 15.5% allowed banks to offer favorable conditions for hryvnia deposits and contributed to the growth of Ukrainians’ interest in savings.

According to the NBU, the average interest rate on hryvnia deposits is now 13‒16% per annum (after tax — 10‒12%), depending on the term of placement. An alternative is hryvnia government bonds with a yield of 12‒18% per annum, and their income is not taxed.

The regulator notes that with the projected inflation for 2026 (below 10% according to the estimates of analytical centers and about 7% according to the NBU forecast), these financial instruments allow you to protect savings, which explains the increased demand for deposits and OVDP.

We will remind you that the NBU published the exchange rate for November 27, the dollar fell in price.

The dollar is headed for its biggest weekly drop in four months on lower trading volume ahead of Thanksgiving and investors’ anticipation of next year, when the U.S. may break away from rate cuts.

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