“Oschadbank regarding termination of the account without payment of the fee for inactivity on the card The Client decided to cancel his own account at Oschadbank. In this regard, he is interested in the question of how to do this without paying a fee for inactivity of the card. The customer posted the corresponding feedback on October 27 under the post of the financial institution. He expressed his desire to close his account. But he is not […]”, — write: businessua.com.ua
Oschadbank regarding the termination of the account without payment of the fee for lack of activity on the card
The client decided to cancel his own account in Oschadbank. In this connection, his is interested in the question of how to do this without paying the tariff for inactivity of the card. The customer posted the corresponding feedback on October 27 under the post of the financial institution.
He expressed his desire to close his account. But he does not want a certain amount to be charged for not using the Oschadbank card.
“How can you close the account to avoid the fee for the lack of transactions on the card?”, the man asks.
Answer of Oschadbank Oschadbank responded to the client’s request. They note that it is possible to liquidate the account at any bank branch, provided there is no debt or money on the balance sheet.
“An account can be canceled at any bank branch if there is a zero balance and there are no debts. It is necessary to have documents with you and write a written application for closure. This can be done by both the owner of the account and an authorized person, providing the appropriate power of attorney with a list of these powers,” Oschadbank said.
Cancellation of an account in Oschadbank Earlier we reported that the account in Oschadbank is closed if there are no funds in it. Accounts are serviced in accordance with the provisions of the agreement on comprehensive banking services and in accordance with current tariffs. The fee for maintaining an inactive account is charged only when no additions or withdrawals have been made to the account or to the card during the last 12 months. If there are no funds in the account, the funds will not be debited to the credit. This information is specified in the bank’s tariffs, which are always freely available on the bank’s website. It is enough to carry out any transaction for at least 1 hryvnia, and the account will be considered active. Information about charging commissions is sent even if the SMS service is not connected, which the bank always warns about.
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