“Banks of Ukraine issued 694 mortgage loans for a total amount of UAH 1.2 billion in July, which is UAH 200 million more than in June.”, — write: www.epravda.com.ua
Banks of Ukraine issued 694 mortgage loans for a total amount of UAH 1.2 billion in July, which is UAH 200 million more than in June.
About this informs press service of the NBU.
It is noted that the volume of mortgage loans granted to the population in July 2024 increased by 18.2% compared to the previous month, and by 36.4% compared to July 2023.
In July, 11 banks that provided loans for the purchase of housing informed about the issuance of a new mortgage. Most of the deals, as before, were concluded on the secondary real estate market. Almost all loans in July were granted within the framework of the “eOselya” subsidized mortgage program.
The weighted average effective rate on mortgage loans increased to 8% per annum in July from 7.6% in June and May.
Regionally, the largest number of mortgage loans were issued in July:
- in Kyiv and the Kyiv region (346 contracts for a total amount of 657.7 million hryvnias, which is 54.8% of the total volume)
- Lviv region (51 contracts for UAH 97.6 million)
- Vinnytsia region (37 contracts for UAH 60.3 million)
- Odesa region (28 contracts for UAH 40.3 million).
In the August 2024 survey, 39 banks responded, accounting for 98.9% of the total gross mortgage portfolio at the end of 2021.
We will remind:
Housing certificate “isRecovery” is possible useto partially or fully cover the first installment of a preferential mortgage under the “eOselya” program.
Ukrainians received preferential mortgage loans under the “eOselya” program for the total amount of UAH 11 billion from the beginning of 2024.