The European Central Bank (ECB) is actively seeking specialists to assist in formulating regulations for the digital euro, focusing on its integration into ATMs and card payment terminals. This initiative comes as the bank prepares for potential legislation that could authorize the issuance of a central bank digital currency (CBDC).
On March 19, 2026, the ECB announced the opening of applications for experts to contribute to the digital euro rulebook, specifically addressing how the currency will function in everyday transactions. ECB President Christine Lagarde previously indicated that the technical groundwork for the digital currency has been completed, placing the onus on political bodies to take action.
The digital euro project is currently under consideration by the European Council and the European Parliament. If it receives the necessary approvals, the ECB has hinted at a possible launch by 2029. One of the primary objectives is to establish protocols for how ATMs and point-of-sale terminals will handle digital euro payments, including connectivity, offline transaction capabilities, and compatibility with existing payment standards.
In addition, a separate team will develop a certification process for the payment infrastructure, determining how providers will test and validate systems that accept digital euro payments.
Meanwhile, a consortium of 12 European banks, including BBVA, ING, and BNP Paribas, is advancing its own initiative to create a euro-pegged stablecoin through the Qivalis project. This effort aims to introduce a blockchain-based payment solution in the latter half of 2026, independent of dollar-backed tokens.
The ECB is recruiting experts to help establish rules for a digital euro, focusing on its use in ATMs and payment terminals. This initiative aligns with ongoing discussions in the European Council and Parliament, with a potential rollout by 2029.